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Annual Multi-Trip Travel Insurance

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Annual Multi-Trip Travel Insurance – Key Features:

  • 24 hour medical emergency helpline24-hour medical emergency helpline
  • Medical expenses of up to £10 millionUnlimited medical expenses on Deluxe policies
  • Cancellation coverCancellation cover of up to £7,500
  • Personal belongings cover of up to £5,000Personal belongings cover of up to £3,000
  • 17 Day winter sports included Free on Annual multi tripUp to 17 days winter sports included free on Annual Multi-Trips, up to the age of 70*

*Medical restrictions apply

Annual Multi-Trip Travel Insurance

An Annual Multi-Trip policy covers travellers for an unlimited number of trips within a 12-month period, for up to 183 days away in total in that time.

So if you’re planning on travelling more than once this year, an annual holiday insurance policy might work out more cost-effective and less hassle for you than buying a single trip policy each time you travel.

What does our annual multi-trip travel insurance policy include?

An Annual Multi-Trip policy covers travellers of any age for an unlimited number of trips within a 12-month period.

  • If you’re 70 and under, you can enjoy up to 50 days away per trip to any worldwide destination.
  • If you’re age 71 and up to 85, you can enjoy 35 days away per trip to any worldwide destination.

And if you like to do some of your holidaying here in the UK, you will also be covered for trips which have pre-booked accommodation for 2 or more consecutive nights.

No matter the kind of trips you’ll be taking – a summer holiday, city-breaks, visits to family abroad, or the planned holiday of a lifetime – if you’re taking two or more of them in the next year, an Annual Multi-Trip policy from Avanti will give you peace of mind knowing you have cover for the whole 12 month period.

So why not talk to Avanti Travel Insurance today? Just call us for free on 0800 888 6195, or get a quote online today – and find how we can help make your holidays happen.

Avanti annual multi-trip policy

The Avanti Annual Multi-trip policy is as flexible and individual as your lifestyle requires. You can choose from three levels of insurance cover: Essentials, Deluxe and Classic. The level of cover for each is explained in our Travel Insurance policy wording document here.

Cut a dash on the ski slopes with Annual Multi-trip travel insurance

If you enjoy winter sports and you’re under 71, you’ll be glad to know that when you buy an Annual Multi-trip insurance policy from us, you’re covered for up to 17 days of winter sports.

That includes a huge range of snow activities such as off-piste skiing, snowboarding, snow-mobiling, tobogganing, snow-shoeing and many more. The ski’s not the limit!

End Supplier Failure cover

In recent years a number of holiday providers have gone under quite unexpectedly. When that happens, the disappointment of a ruined holiday is bad enough – never mind the financial headaches it can bring with it.

So to help set your mind at ease on that score, if you buy the Classic or Deluxe levels of an Annual Multi-trip policy with Avanti Travel Insurance, you’ll be covered for End Supplier Failure.

Do I need to tell you every time I travel on an annual policy?

No, you do not need to tell us each time you travel. However, you do need to make us aware of any relevant change in your circumstances that happens after the policy has been issued and before you travel. If you’re not sure, just give us a call.

Can I travel separately on my annual policy?

Yes, adults travelling on the Annual Multi-trip policy may travel independently. Children can travel independently so long as they are accompanied by a responsible adult over the age of 18.

Can I buy Annual travel insurance with my medical conditions?

Yes. Many of our customers have one or more pre-existing medical conditions, and it’s usually no problem. We’ll cover you for pre-existing medical conditions which are disclosed to us and which we agree to cover.

What is a pre-exiting medical condition?**

  • Any past or current medical condition that has given rise to symptoms, or for which any form of treatment, or prescribed medication, medical consultation, investigation, or follow-up/check-up, has been required, or received, during the 2 years prior to the commencement of cover under this policy, prior to buying this policy or anytime between the date you bought this policy and the date of departing on a trip; and/or,
  • Any cardiovascular or circulatory condition (e.g. Heart condition, hypertension, blood clots, raised cholesterol, stroke, aneurysm, or brain haemorrhage) that has occurred at any time prior to the commencement of cover under this policy, prior to buying this policy or anytime between the date you bought this policy and the date of departing on a trip.

If you have any questions about Avanti Travel Insurance, Multi-trip or otherwise, you may find your answer at our FAQ section, or please call us for free 0800 888 6195 – we’re always glad to help!

** Pre-existing medical condition as defined by our policy.


That’s not all, our policies are packed with benefits

  • No upper age limit Annual policies up to and including the age of 85 
  • Personal liability of up to £2,000,000 Personal liability of up to £2,000,000
  • Cruise cover with a host of additional benefits available Cruise cover with a host of additional benefits available
  • Scheduled Airline Failure End Supplier Failure cover included on Classic and Deluxe policies 
  • add much much moreGadget, Golf and Terrorism Cancellation Cover also available

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Optional Extras

Optional golf cover included in your travel insurance

If you’re planning to play golf on your holiday, this optional extra is a must have. You can add this cover to any of our Classic or Deluxe policies.

Cover includes:

  • Loss or theft of golf equipment
  • Equipment hire
  • Non-refundable golfing fees
  • Hole-in-one cover

Please check the policy wording for full details.


Winter Sports cover

If you are participating in any winter sports activities during your holiday, you can add this to your Classic and Deluxe policies – we offer this up to the age of 70 only. Avanti annual multi-trip policies already include cover for winter sports holidays up to 17 consecutive days in total.

Cover includes:

  • Loss or theft of winter sports equipment
  • Ski pack
  • Avalanche delay
  • Ski hire
  • Piste closure
  • Search and rescue

Please check the policy wording for full details.

Business cover

If you’re taking a long holiday such as backpacking trip, world cruise, or even staying at your holiday home then you might want to consider this extra cover on your annual multi-trip policy. This option replaces the current maximum trip duration of 50 days, allowing you to extend one trip up to 90 days. This option is available to those aged 70 or under. Please note, the maximum number of travelling days cover by an Annual Multi Trip policy remains at 183 days.

Please check the policy wording for full details.

Winter Sports cover

This policy option provides cover of up to £2,000 per person for cancellation due to a terrorist event (Terms and Conditions Apply)

  • If your trip is scheduled to start within 42 days after the terrorist event we will provide cover for the cancellation of your trip.
  • The location of your booked accommodation must be within 40 miles of the location of the terrorist event.
  • The FCO do not need to advise against travel for this benefit to apply.

Please check the policy wording for full details.

Gadget cover

Cover up to £1,000 for lost, stolen damaged or destroyed gadgets.

Cover is included for the following gadgets:

  • Mobile/Smart phones
  • Satellite Navigation Systems (GPS)
  • Personal Digital Assistants (PDAs)
  • Computers
  • Laptops
  • Tablet computers
  • Games Consoles (including handheld consoles) and all accessories for these items

Please check the policy document for full details.

Optional extra - Excess waiver

In the event of a claim, you may be required to pay an excess. For a small additional premium, you can waive this cost. To do so, please select the appropriate add-on during the quote process.

Please check the policy document for full excess details.

Essentials, Classic and Deluxe Policy wording document

Cruise Policy wording document

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